Deutsche Bank and mm02 win CCI awards

first_imgCommunications company mm02 won the CCI Online Reporting Award for promoting its community investment activities on the Web and clearly presenting information on the aims and objectives of its CCI policy. As previously reported on UK Fundraising, Whitbread’s Count Me In Calendar won the Innovation – CCI with a Difference Award. Tagged with: Awards Deutsche Bank and mm02 win CCI awards Howard Lake | 11 October 2004 | News Deutsche Bank has scooped the first Outstanding Corporate Community Investment (CCI) Programme Award, winning £25,000 to boost their grantmaking programme.Awarded by Charities Aid Foundation (CAF), the award is one of three categories in the first Corporates & Communities Awards, which are designed to recognise and reward companies for their outstanding contributions in Corporate Community Investment. Othercategories include CCI Online Reporting and Innovation – CCI with a Difference.Deutsche Bank’s award recognised its wide-ranging charitable and community activities which have achieved over 55% staff involvement. Advertisementcenter_img  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Read More →

Episode 207 – Miami Heating Up

first_imgFacebook Facebook printJack and Noah dive into two games apiece for each of the final four playoff series, with Games 1 and 2 for the Western Conference Semifinals and Games 3 and 4 for the East. We then look over Week 1 of college football and the final NFL preseason news. Check us out @BlanketCovPod on Twitter and @blanketcoveragepodcast on Instagram for extended coverage! Previous articleWhat we’re reading: Wildfires continue to burn, Trump bans racial sensitivity trainingNext articleTCU creates new office to handle Title IX complaints, modifies reporting process Jack Wallace RELATED ARTICLESMORE FROM AUTHOR 2021 NFL Mock Draft (Part 1) Special 2021 NFL Mock Draft (Part 1) Special Twitter Linkedin Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ ReddIt Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ TAGSBasketballblanket coveragebubblecfbfootballjack wallacenbanoah parkerplayoffspodcast Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ ReddIt 2020/21 NFL Exit Interviews – NFC West 2020/21 NFL Exit Interviews – NFC East TCU News Now 4/28/2021 Twitter Linkedin Jack Wallacehttps://www.tcu360.com/author/jack-wallace/ Jack is a junior journalism major and studio art minor from Atlanta, Georgia. He enjoys everything sports and co-runs the Blanket Coverage podcast as well as photographs for TCU360. + posts Jack Wallace Fort Worth’s first community fridge program helps serve vulnerable neighborhoods 2020/21 NFL Exit Interviews – NFC Westlast_img read more

Read More →

Fed: Mortgage Lending Standards Hold Steady Despite Weakening Demand

first_img Banks Demand Federal Reserve Mortgage Credit Standards Senior Loan Officer Opinion Survey 2014-11-05 Tory Barringer  Print This Post Tory Barringer began his journalism career in early 2011, working as a writer for the University of Texas at Arlington’s student newspaper before joining the DS News team in 2012. In addition to contributing to DSNews.com, he is also the online editor for DS News’ sister publication, MReport, which focuses on mortgage banking news. Fed: Mortgage Lending Standards Hold Steady Despite Weakening Demand The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Previous: Private Sector Employment Expands by 230,000 Jobs in October Next: Alabama Senator Expected to Take Over As Chair of Senate Banking Committee in Featured, Government, News About Author: Tory Barringer Tagged with: Banks Demand Federal Reserve Mortgage Credit Standards Senior Loan Officer Opinion Survey Related Articles Demand Propels Home Prices Upward 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Mortgage credit standards remained largely unchanged over the past three months as demand weakened overall, according to a report from the Federal Reserve.The Fed’s Senior Loan Officer Opinion Survey, which covers a three-month period ending in October, shows credit standards on prime mortgages remained basically steady at 83 percent of reporting banks over the last few months. Of the nearly 14 percent that reported easing their lending criteria somewhat, the vast majority were large banks with assets of $20 billion or more, with only one smaller institution dialing down its standards.Only about 3 percent of banks indicated tighter criteria compared to the last survey, all of which were classified as smaller companies.The numbers were largely the same for subprime and jumbo/non-traditional mortgages. Of the handful of banks that currently originate subprime loans, two-thirds said they kept credit standards unchanged, while the remainder were split between somewhat tighter and somewhat weaker criteria.The survey’s results reinforce a frequently cited challenge in the current mortgage market, which analysts say caters mostly to borrowers with near-pristine credit and excludes those with fair or even good profiles.On net, demand for all mortgage types weakened, though changes were mixed in each category. For prime loans, 19.4 percent reported moderately stronger demand, while 20.8 percent saw demand weaken moderately. Notably, the majority of banks experiencing increased demand for mortgages were smaller institutions, leaving larger banks fighting over a smaller share of business.The remaining 59.7 percent of surveyed banks reported no significant change in demand.For subprime mortgages, 83.3 percent of banks said they saw no change in demand, while one reported a slight weakening. Likewise, more than a quarter of banks said demand for non-traditional mortgages weakened, with only about 6 percent saying demand was moderately stronger. Is Rise in Forbearance Volume Cause for Concern? 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago November 5, 2014 851 Views Home / Featured / Fed: Mortgage Lending Standards Hold Steady Despite Weakening Demand The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribelast_img read more

Read More →

Hurricane Dorian takes aim at Florida, may make landfall as Category 4

first_imgABC News(NEW YORK) — Hurricane Dorian is strengthening and taking aim at Florida, where residents and tourists are bracing for a possible Category 4 landfall on Monday morning.Dorian is forecast to make landfall somewhere between Melbourne and West Palm Beach, but everyone on the east coast of Florida is urged to be prepared for life-threatening storm surge, devastating hurricane-force winds and over 1 foot of rain.Dorian, now churning in the Atlantic, could become a Category 2 storm by Thursday evening or early Friday, and then a Category 3 on Friday afternoon or Friday night.Dorian is expected to be a Category 4 hurricane with 130 mph winds on Monday morning.If Dorian makes landfall on Florida’s east coast with winds of 125 mph, it would be the strongest hurricane to hit the east coast of Florida since Hurricane Andrew in 1992.Due to the storm’s “uncertain projected path,” Florida Gov. Ron DeSantis declared a state of emergency for the state’s 67 counties.“All residents, especially those along the east coast, need to be prepared for possible impacts,” DeSantis said in a statement on Thursday. “As it increases strength, this storm has the potential to severely damage homes, businesses and buildings, which is why all Floridians should remain vigilant. Do not wait until it is too late to make a plan.”In Jacksonville, where water is already flying off the shelves, Mayor Lenny Curry said evacuations may be ordered, depending on which direction the storm moves.The threat goes beyond Florida. Dorian may bring dangerous storm surge to coastal Georgia as well as rain and wind to inland Georgia and South Carolina, Georgia Gov. Brian Kemp said Thursday.Dorian first tore through the Caribbean on Wednesday, blasting St. Thomas with powerful winds and more than 6 inches of rain.President Donald Trump approved an emergency declaration for the U.S. Virgin Islands.Dorian missed Puerto Rico for the most part, where many residents are still reeling from the devastation of 2017’s Hurricane Maria. The highest rainfall total on the island this week was 1 to 2 inches.“Thank God we were not affected,” Puerto Rico Gov. Wanda Vazquez said Wednesday night. “All the determinations made in the last days were a real life exercise.”Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Read More →

Qatar Petroleum signs farm-in deals for three blocks in Campeche basin

first_imgAccording to Qatar Petroleum, the water depths of the Mexican exploration blocks in the Campeche basin range from approximately 10m to 1,100m Qatar Petroleum signs farm-in deals with Total for three exploration blocks offshore Mexico. (Credit: Kristina Kasputienė from Pixabay) Qatar Petroleum has signed three farm-in agreements with Total to acquire nearly 30% of the participating interest of the French oil and gas major in exploration blocks 15, 33, and 34 in the Campeche basin in Mexican waters.The three offshore exploration blocks are situated within 30-90 kilometers of the giant Cantarell and KMZ oil fields. Put together, the blocks are spread over an area of about 2,300km2.The water depths of the Mexican exploration blocks in the Campeche basin range from approximately 10m to 1,100m.Qatar Petroleum CEO and Qatar Minister of State for Energy Affairs Saad Sherida Al-Kaabi said: “We are pleased to sign these agreements, which further expand Qatar Petroleum’s footprint in Mexico, and demonstrate our commitment to achieving our international growth strategy, with Latin America as a core area in our international portfolio.“We look forward to collaborating further with Total, our other partners in these blocks, and the government of Mexico. I would like to take this opportunity to thank the Mexican authorities and our partners for their continued support.”According to the Qatari national oil company, all the three farm-in agreements pertaining to the Campeche basin blocks are subject to receipt of customary regulatory and other approvals from the existing partners of Total and the Mexican government.Presence of Qatar Petroleum in Mexican watersIn late 2018, Qatar Petroleum signed a deal with Eni to acquire a stake of 35% from the Italian oil and gas company in three offshore oil fields in the Area 1 project in Mexico. The deal gave the company access to the Amoca, Mizton, and Tecoalli offshore oil fields that make up the Area 1 project contained in the shallow waters of the Campeche Bay.Prior to the deal related to the Area 1 project, the Qatari energy company won exploration rights in five offshore Mexican blocks in the Perdido and Campeche basins as part of consortiums featuring Shell and Eni, respectively.last_img read more

Read More →

Frank Zappa’s Hollywood Hills Estate Has Been Sold Off For Over $5 Million

first_imgAfter being listed by the Zappa Family Trust earlier this summer, the late Frank Zappa‘s Laurel Canyon home has sold for $5.25 million. The beautiful compound, contained on a relatively small half-acre of land in the Hollywood Hills, was purchased by Zappa in the late 60’s for just $74,000 and came under the ownership of his family after his death in 1993. The faux-Tudor house (built in the late 1930’s) boasts six bedrooms and seven bathrooms in 6,759 square-feet of multi-level living space, and features a variety of quirky embellishments,like the dragon mural in the formal dining room, porthole windows and doors salvaged from vintage submarines. It also features various architecturally unusual reading nooks and creative work spaces. In addition to the main house, the land also includes two architecturally adventurous detached guest houses and an additional attached guest apartment. Other features of note include a double-height art gallery with parquet flooring, Zappa’s sprawling recording studio, and “The Vault,” a storage chamber beneath the house where Zappa kept his private archives under lock and key during his lifetime. The terraced, tree-shaded grounds include a hodgepodge of decks and patios, a greenhouse, swimming pool, roof top tennis court, and lush gardens with mosaic accents. The sale of the house is another step in the ever-contentious disputes between the surviving Zappas regarding control over and rights to the Zappa Family Trust. You can see a gallery of photos of the house here.last_img read more

Read More →

The New Mastersounds’ Eddie Roberts Talks Standing Rock & Social Responsibility Of A Musician

first_imgLast week, The New Mastersounds donated half of their recent show proceeds to the Stand With Standing Rock cause. The donation was the direct result of encountering the tragic situation firsthand, witnessing law enforcement training with riot gear in the parking lot of their Minnesota hotel. Not wanting to stand idly by, guitarist Eddie Roberts goes in depth about the decision, and the fine line between musician and social commentator in this new editorial.“Shut up and play!” Does today’s musician have a role in social and political commentary?In an age where everyone with a smart phone is sharing and commenting on their political viewpoints, is it right that a musician with thousands of followers does the same thing, or is that an abuse of influence?‘Politics v Humanitarian’I am very careful about what I post on social media, and I make a clear distinction between my personal, artist, and band pages. I am very careful not to force my political or religious viewpoints onto the band’s social media. For example, I would share a Bernie Sanders story on my personal page, but not The New Mastersounds page. It’s not my place to speak on behalf of the whole band on a political matter.The simple reason is, not all the members of the band share my views. However, when the band unanimously agrees on a point, we consider speaking out.Last week, we made a stand against the Dakota Access Pipeline, and here’s why:  Firstly, we all agree what is going on at Standing Rock is a humanitarian issue, not a political one. We value freedom of speech and the right to peacefully protest, and we do not condone the use of excessive violence against anyone who exercises those rights.Secondly, again, this situation is not political. This is corporatism, where oil investment is being valued over human life, where profit is being valued over people. The fact that Trump has a huge stake in the pipeline, and that Obama has done little to speak out about it, shows the situation is not politically motivated. Both sides are in it for the money.A third point is that we, as a band, are free to do whatever we want with our money. In the same way the ticket-buying public doesn’t get to choose what food we buy, we don’t need the consent of the ticket-buying public to donate our money from our shows. That being said, of the thousands of views, likes, shares and positive comments on our Standing Rock post, I only saw two negative comments. One said, “Thanks for the empty gesture,” and the other literally said, “Shut up and just play music. I give U money to hear music, not politics.” I could counter that with, “Shut up and listen.” What gives this person more right to comment than I do? The last time I checked, paying us to play music doesn’t confer the right to censor our opinions. I’m not a performing monkey.“I don’t care about your politics”When it comes to my personal page, I share and say whatever I please, because it is that, a personal page, the same as anyone else’s. If someone were to comment questioning my right to share my personal views because I am “just a musician”, then I would politely point out that they are on the wrong page, and should be following my artist page instead of my personal one. Obviously, not all my friends share the exact same views as me, but we all have the right to discuss our opinions with each other, as friends.Social responsibilityAs musicians, we have dedicated ourselves to a way of life. We have a vocation, and we can’t really separate ourselves, the music we make, or our opinions and viewpoints. It’s all one thing. And, as musicians, do we not have a social responsibility anyway? There is a long tradition of music’s involvement in politics and social issues: anti-war commentary, Live Aid-style fundraising for famines caused by war and foreign policy, black civil rights, women’s rights, etc. Does anyone look back on Jimi Hendrix and say, “How dare he comment on the Vietnam War?” No. He’s remembered as an important voice for peace in that time. Was that the case at the time? Or is it just looking back, when we see the right and wrong side of history? I think we’d all agree the majority of musicians take a liberal, left-wing standpoint. Is this because we’re in the business of spreading Love and Joy, not Hate and Fear?One last question I’d like to raise is: In this current climate, are less people likely to attend a show if it’s billed as a fundraiser? My personal experience with The Payback* suggests this is so, that it’s a hindrance for a show to be advertised as a benefit. For some reason, there is lower attendance at the shows I’ve organized as fundraisers than there is for my regular shows, even when the benefit shows are piled high with coveted guests and receive much more press coverage.Why is this? Have benefit shows become a victim of cynicism?  “Where does the money really go? How much of it actually gets donated? Is this just a publicity stunt?” If it was a show you’d normally go to see, does it matter where the profit goes? Are you actively against the benefiting principal, or are you just sick of being told what you should care about? Should it be up to the musicians to divert the profit they make, either to their own pockets or to a non-profit they choose? Do you ask your bank where it invests your money? Most often, benefits are not even politically motivated, and they benefit humanitarian, non-partisan organizations. Homelessness isn’t politics. Standing Rock isn’t politics. They are by products of corporate-driven policies.Helping our fellow man is humanitarian, and personally, I won’t just shut up and play!*For more information about The Payback, Eddie’s Non-profit organization that raises money through concerts for urban homeless families with children and young adults, please head here.For a donation to Standing Rock, head here.Catch Eddie Roberts and The New Mastersounds crew this Friday, December 2nd at Terminal 5 alongside the funk army Turkuaz! Details here.[Photo Credit: Tony Dellacioppa]last_img read more

Read More →

Lessons in boldness

first_imgOne day last month, a dozen high school students stood before Karina Contreras, M.L.A. ’14, as she gestured to several wires hanging vertically inside the Graduate School of Design (GSD). Contreras explained that the students would use tinfoil, construction paper, spaghetti, and the wires to improvise a freestyle design.“Your design will be inspired by the music I’m going to play,” Contreras said. “The music will influence the design, which will change based on each new track. Make sense?”The out-of-the-box exercise was part of Project Link, a four-week program that immerses 10th- through 12th-grade students from Greater Boston in the world of design. Since Project Link’s inception, program leaders have targeted regional high schools that don’t have art or architecture programs.“Project Link evolved from two GSD alumni in particular — Jonathan Evans ’10 and Andy Lantz ’10 — who wanted to encourage more minority participation in the field,” said Julian Bushman-Copp, M.Arch. ’12, who has worked with the program for three years. “They realized that you could only do that by educating students about design at a younger age. Project Link is meant to be the link between high school and design education at the collegiate level.”Participants in the program, which is funded by GSD, spend about three weeks on Harvard’s campus, learning drawing, modeling, and representation techniques associated with architectural design, as well as design perspectives of landscape architecture, urban planning, graphic and industrial design, and the fine arts.Wendy Crizabel Guzman presents her model, which was part ballet studio, part fitness center, and part residential building, to a panel of current and former GSD students. She is a student at Phoenix Charter Academy. Andy Ismael Paul stands in the background.Robert Murray, a sophomore from the John D. O’Bryant School of Mathematics and Science in Roxbury, has gained hands-on experience in a field he has a passion for.“I tried to do architecture on my own, but never had any training, as my school didn’t have any architecture programs,” he said. “I’ve been wanting to do architectural engineering for a while, and the program’s really opened my eyes in that respect — it’s not just about designing buildings, but the process you go through to do that.”Said James Joutras, a sophomore at Weston High School: “I like the fact that you can have such artistic creativity. The teachers have done a great job, and the fact that we’re able to come to Harvard and study here is really nice. It’s a privilege.”The students, said Dasha Ortenberg, M.Arch. ’13, “have skills and understand concepts that I didn’t even understand until I was in graduate school. I really hope that they are both able to improve those skills and [to] learn a new way of thinking about design — that they can take that with them as they continue their education.”The benefits of the program extend to team leaders.“Teaching design is a whole new challenge, and I love it,” Bushman-Copp said. “I’ve often thought that teaching was something I would pursue personally later on, so this has been a great experience in that respect.“For Contreras, whose career in architecture was inspired by a summer course experience as a high school student in California, the program is an opportunity to give back. “That university summer program really helped me because I wasn’t, at the time, very art-driven,” she said. “But it allowed me to submit a portfolio for architecture school at USC, where I got my undergraduate degree.“I really am glad that Harvard does this,” Contreras said. “It’s nice to know that Harvard is reaching out to new generations to help students get involved and really expand their horizons. I think it’s important to carry on that tradition.”Adjusting his design, Murray said, “Architecture has no limits. As long as it’s controlled in the sense that people can live in the building, you can make it however you want, using whatever process works best. It can go as grand as you want it to go. “last_img read more

Read More →

3 money tips you shouldn’t always listen to

first_imgWe often get advice from people we know, and it’s usually good advice. Sometimes, the advice isn’t as good. Sometimes, the advice is a pail of hot garbage. Here are a few money tips you may want to think about before you go all-in on them.Use your credit card to build good creditSure, that’s one way to do it. Using a credit card responsibly isn’t necessarily a bad idea. If you use a credit card for a few small purchases and pay it off every month, you should be in pretty good shape. Just make sure you’re not spending uncontrollably. If you find you have no discipline when it comes to credit spending, it’s time to get rid of that card. Or at least freeze it in a block of ice.Renting is a waste of money. Buy a house!Purchasing a house can be a great idea. If you’re planning on living in a certain area for a while, or you find a mortgage that is WAY cheaper than your rent, it could be a great idea to buy a house. But, if you don’t like your job or the city you live in, it could be a horrible idea.Debt can be goodIt’s often said that debt like student loans or a mortgage are “good debt” because, in the long run, they can put you in a better place financially. The problem lies with how you choose to pay it off. Debt is debt. No matter the shape, pay it off as fast as you can. Don’t pay the minimum because it’s “good debt.” You don’t want to still be paying those student loans off 30 years later. 92SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

Read More →

Westminster UDP OK

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

Read More →